Don’t wait until the last minute to begin holiday shopping. If you’re hesitant to stretch your wallet, there’s a solution: with Klarna, you won’t have to break the bank. Whether it be online or in-store, Klarna makes shopping for the perfect holiday gift effortlessly smooth—allowing you to simply split any purchase into four smaller payments without interest. Plus, there is next-level buyer protection that allows you to shop and even make returns without worry or hassle

If you’re still looking for suggestions, read through this Complex gift guide for holiday notables courtesy of Klarna. Shop and be merry with gift ideas from Nike, Game Stop, Timberland, Humanrace, Saks Fifth Avenue, and more.

U.S. 2022/23 Stadium Home Men’s Nike Dri-FIT Soccer Jersey

11 Klarna Nike Soccer Holiday
Image via Nike

Price: $95
Or 4 interest-free payments of $24 with Klarna
Get the ball rolling in this Nike Dri-FIT Soccer Jersey. An athletic gift recipient can stunt for the USA in the jersey’s relaxed fit, comfortable to sport year-round. Pair the recycled polyester top with gray joggers and you’re ready to go.

Meta Quest 2

11 Meta Quest 2 Gamestop Klarna Holiday
Image via GameStop

Price: $400
Or 4 interest-free payments of $100 with Klarna
Get your head in the game—literally. For an immersive gaming experience, keep your eyes on the Meta Quest 2 to jump into different virtual worlds.  To be hands-on, use the Meta Touch controllers, compatible with the system’s futuristic white VR headset. 

Nike Therma-FIT ADV ACG “Lunar Lake” Puffer Jacket

11 Klarna Nike ACG Holiday Shopping
Image via Nike ACG

Price: $350
Or 4 interest-free payments of $88 with Klarna
Beat the snow in this “Lunar Lake” Nike puffer jacket. With head-to-hem protection, the sleek all-black jacket maintains street-forward style and comfortability. Give the streetwear enthusiast in your life the gift of staying snug.

Timberland Men’s 6-inch Premium Waterproof Boots

11 Klarna Timberland Macy's Holiday
Image via Macy’s

Price: $210
Or 4 interest-free payments of $53 with Klarna
Keep your toes dry and your fits fly with these classic Timberland boots. In wheat and Black nubuck, the waterproof construction is versatile for wintertime durability. Built-in PrimaLoft® insulation adds reliable shielding without weighing down your soles. 

Humanrace The All In Set

11 Humanrace Klarna Holiday Shopping
Image via Humanrace

Price: $135
4 interest-free payments of $34 with Klarna
Stay so fresh and so clean with The All In skincare set from Humanrace. Complete your morning (and night) regimen in less than five minutes with a hydrating routine pack, white clay body bar and charcoal body bar. The skincare set can keep the beauty guru in your life just as fresh-faced as brand creator and artist Pharrell Williams.

AIR JORDAN 11 RETRO “Cool Grey 2021”

11 Stadium Goods Jordan 11 Klarna Holiday Shopping
Image via Stadium Goods

Price: $305
Or 4 interest-free payments of $76 with Klarna
Michael Jordan’s retro basketball sneaker gets a grayscale remix. Cop a Jumpman fan the “Cool Grey 2021” for an ultramodern take on the iconic shoe. Its space-age colorway and icy translucent blue outsole compliments snowy conditions. 

UGG Women’s Classic Maxi Mini Ankle Boots

11 Saks Uggs Klarna Holiday Shopping
Image via Saks

Price: $180
Or 4 interest-free payments of $45 with Klarna
Cop some heavy metal this season. In metallic silver, the UGG Maxi Mini Ankle Boots can provide a high-tech pop to any fit. The shoe’s neutral gum sole can also give the lady in your life a leg up in the snow. Give the gift of boldness.

Campo Ceramic Diffuser

11 Klarna Campo Holiday Shopping
Image via Saks

Price: $108
Or 4 interest-free payments of $27 with Klarna
Breathe in, breathe out. The wellness expert in your life can keep calm with the Campo Ceramic Diffuser. An oil diffuser that can also pass as miniature artwork, the gift is a self-care essential. While purifying your space, set the mood with its illuminating LED light.

Men’s Clement Triclimate® Jacket | The North Face

11 Klarna The North Face Holiday
Image via The North Face

Price: $300
Or 4 interest-free payments of $75 with Klarna
Be cozy, stay fly. The Men’s Clement Triclimate jacket is ideal for someone who likes the flexibility of looking fresh in all conditions. A helmet-compatible hood, eco-insulation and internal goggle pocket is great for those hitting the piste.

WMNS AIR MORE UPTEMPO “White/Black”

11 Stadium Goods Klarna Nike WMNS Air Uptempo Holiday
Image via Stadium Goods

Price: $158
Or 4 interest-free payments of $40
Keep your feet looking cool in the cold. The perfect gift for a hypebeast, the Women’s Air More Uptempo brings ’90s sneakers back to the forefront. Emblazoned with“AIR” branding against a classic white and black colorway, these kicks are certain to turn heads.