J.Crew has a 30% off sale going on right now, so head on over immediately to re-up on wardrobe staples that are tagged at prices even more wallet-friendly than normal. If you use the code "GIFTNOW," you can slash a significant chunk of change off regular price, and the same code will get you 40% off items that are already on sale. 

The timing is perfect if you've been lagging on Christmas shopping, or your scrilla situation is looking a little dire. Or, of course, you can say fuck the holidays and get something nice for yourself. We won't judge, because that's exactly the route we're taking.