So, you missed a few car payments and now a tow truck is at your door. Don’t worry, all is not lost. Though it seems like you have no options left, there are still some things you can do to keep your wheels. Most of them aren’t pretty, but they will give you a better chance of keeping your car than simply handing over your vehicle and chalking it up as lost.

No, we don’t suggest doing anything crazy like putting a young child in the car or “just happening” to bring out your shotgun when you greet the repo man. There are a number of rational moves that you can use to try to keep your ride yours and not the bank's. Though most of these remedies are only temporary and some of them will really hurt, desperate car owners take desperate measures. This is Car Repossession 101: How To Avoid and Deal With the Repo Man

RELATEDHow To Spot an Unmarked Cop Car