Location: Youngstown, Ohio
Ratchet Meter: 5
A Youngstown, Ohio man who ran a red light got lucky when a cop noticed his "Bad Mother Fucker" wallet.
Luckily for us, Nicholas Serra was able to record the whole thing with his dashboard-mounted iPhone and police scanner, as he politely explains that he didn't see the cop at the intersection. Also noteworthy: He immediately mentions that he has a permit to carry a concealed weapon, which was in his glove box. After Serra proceeds to hand over his license, the cop recognizes his Pulp Fiction-inspired billfold and compliments him on it.
While the exchange is very cordial and Serra manages to get a lucky break, it's easy to imagine a situation involving a man with a curse-embossed accessory and hidden firearm going very differently. As Gawker commenter FalseEgo pointed out, "As a black man I will never experience this, EVER."