Much respect to those of you going through your quarter-life or even mid-life crises, but do not, under any circumstances, take your credit card out at Guitar Center. New hobbies can be healthy, but only if you maintain some perspective. Buying an expensive axe isn't going to make your electric version of "Hot Crossed Buns" sound any better. Buy the instrument that suits your skill level, and if you find that between your job, the girlfriend, school, your other job, your other girlfriend, and whatever else you're balancing that you've got time to start a band, then think about upgrading your gear.