In order to make true changes, you must start where you are. And, in order to know where you are, you need to take a pause to do an analysis of your present circumstances. This is how you push the reset button, by emptying out the past year (or more) and seeing, truthfully, where you are. You’ll do a review and realize you’re not as far off from where you want to be, that all you need to do are make a few minor adjustments. Click here for a PDF you can print to do your own review of 2015. Sure, it’s not January 1, but you can start today. It’s never too late to stop beating yourself up for what you haven’t done yet. You’re not falling behind. This is your life. You can change it today, this hour, this minute.