Carrying around an umbrella is not the most convenient thing in the world. In fact, you also kinda look like an asshole toting one one around when it's not raining. So, in case it's one of those days where you're not sure if it's going to rain or not but have to suit up, strap on this handsome navy umbrella/tie with polka dots to stay stylish and dry. One of the most overused concepts in blogging about style is combining form and function, but come on! This is exactly that!