Address: 120 Cedar St.

There are few bars that actually look inviting in the cold gray monotony of the Financial District. O'Hara's is one exception. This is your old-fashioned, standard New York Irish-style pub...that happens to be located half a block from the 9/11 Memorial. O'Hara's is a lively, exuberant joint when it's crowded, but if it's empty, you feel the ghosts. FDNY and NYPD badges line the mirrors and shelves in the bar that is now as much a memorial as it is a tavern. Stepping into O'Hara's is quite the experience, but probably one best saved for a day other than February 14.