2. Dayton, OH
Typical Monthly Housing Expenses (1 Bedroom Outside of City Center): $550
Typical Monthly Utilities (Electric, Heating, Water, Garbage): $167.79
Monthly Public Transportation Expenses: $55
Annual Income Needed for a Living Wage Before Taxes: $16,732
If your student loans haven't put a severe dent in your credit score and you hope to actually settle down and join the real world shortly after graduation, Dayton is a pretty good option. Known as one of the most affordable places to buy a house, this Midwest city is also one of the top metropolitan U.S. areas for education. The fact that Dayton is the birthplace of aviation, the black light, space food, and the ice cube tray gives it a few extra cool points as well.